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1. The Defendants jointly share KRW 45,889,263 to the Plaintiff, as well as 5% per annum from May 1, 2014 to June 23, 2016.
Reasons
1. Facts of recognition;
A. A. The Plaintiff, an institution established under the Korea Housing Finance Corporation Act, which provides a credit guarantee and the Plaintiff’s subrogation, is engaged in the relevant business affairs, by entrusting a commercial bank. The Plaintiff, which is an institution entrusted with the Plaintiff’s business, was entrusted with the guarantee of the loan of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the payment of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the credit issued the credit guarantee of the deposit of the deposit of the credit.
The plaintiff recovered KRW 95,420 on the same day from D and appropriated it for repayment.
B. D’s false loan D and Defendants purchased 206, 906, 206, 906, and 130,000,000 won as “Defendant A, lessee D, and deposit 13,00,000,000,000, which are the lessor,” with hiding the fact that the former lessee is residing. They requested our bank to provide credit guarantee as stated in paragraph (a) by attaching false employment documents, such as a certificate of employment on D and a certificate of tax withholding on Class A employment income, and applied for the loan of full-time employee.
Accordingly, the Korean bank's person in charge of the loan was aware that it was actually used as the loan money, and the loan was made by remitting 50 million won to the deposit account in the name of the Defendant A, a lessor, under the name of the lessor.
[Basis] Evidence Nos. 1 and 2, Evidence No. 3-1 to 13, submission order to the Nonghyup Bank, the purport of the whole pleadings
2. According to the above facts of the judgment, the Defendants conspired to make a false document and obtained a credit guarantee certificate from our bank and obtained it as collateral to the Plaintiff.