1. Defendant shall be punished by a fine of 2,000,000 won;

2. Where the defendant does not pay the above fine; 50.

Punishment of the crime

B, while her husband C and her husband C were in need of living expenses and was unable to conduct financial transactions as a person with bad credit standing, B requested the Defendant, who was in mind of being used with a credit card by stealing the name of C and asked the Defendant to allow her to conduct her behavior when confirming the identity of the Defendant at a credit card company, and the Defendant accepted this.

1. B, on October 2012, 2012, filed a simplified application for membership with a staff member of the modern card company who recruits credit card members from the E plate located in Changwon-si, Changwon-si, and around October 9, 2012, at the house located in Sungwon-si F, the Defendant stated “C” in the name column of the application for the issuance of the card presented by G, who is an employee of the modern card that delivers the credit card, and B submitted a prior reproduction C’s driver’s license to G.

Accordingly, the Defendant, in collusion with B, forged a letter of application for subscription to the Hyundai Card in the name of C, which is a private document related to rights and duties.

2. Around October 9, 2012, the Defendant and B submitted one copy of the application for membership of a forged modern card to G as if it were a document duly formed with knowledge of the circumstances.

3. On November 8, 2012, the Defendant and B conspired to issue an additional Samsung Card in the name of Samsung Card in the same manner as described in the above paragraph (1), and the Defendant applied for membership of Samsung Card Co., Ltd. as if it were C by telephone, and around November 12, 2012, the Defendant entered the Samsung Card Co., Ltd.’s application form and receipt form presented by Samsung Card Co., Ltd., an employee of Samsung Card Co., Ltd., who delivered the credit card, into the name column of the application form and receipt form presented by the Defendant at the above B’s house, and B submitted the C’s driver’s license which was reproduced in advance to I.

Accordingly, the Defendant forged C’s application form for issuance of Samsung Card in the name of Samsung Card and receipt for the purpose of exercising rights and duties in collusion with B.

4. The Defendant and B shall be around November 1, 2012.