Defendant shall be punished by a fine of KRW 5,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

1. Around November 27, 2009, the Defendant, while lending KRW 10,000,000 to the Victim F (n, 44 years of age) in Seo-gu Daejeon, Seo-gu, Daejeon, to receive interest of KRW 1,00,000 per month, and operated unregistered credit business five times by June 20, 201, as shown in the list of crimes committed in attached Table 1.

2. Point of exceeding the interest rate;

A. The Defendant exceeded the registered credit business interest rate, from September 9, 201 to April 19, 201, was a person who was engaged in credit business from Seo-gu Daejeon to Daejeon, Daejeon, with the trade name of H, and the credit service provider may not exceed the interest rate of 44% per annum [Article 5(2) of the former Enforcement Decree of the Act on Registration of Credit Business, etc. and Protection of Finance Users (amended by Presidential Decree No. 22991, Jun. 27, 201)]. However, the Defendant lent KRW 5,00,000 per annum to the victim K from Daejeon-gu IJ on November 11, 201, and received interest of KRW 199 per annum from November 11, 2010 to February 21, 2011.

B. Although unregistered credit service providers cannot exceed the interest rate of 30% per annum, the Defendant loaned KRW 2,00,000 to the victim F at the Seocheon-dong National Bank in Daejeon-gu, Jungcheon-gu, Daejeon and received interest rate of KRW 829.5% per annum from November 27, 2009 to June 20, 2011, as shown in the list of crimes 1.

3. 채무자협박의 점 채권추심자는 채무자 또는 관계인을 폭행ㆍ협박ㆍ체포 또는 감금하거나 그에게 위계나 위력을 사용하는 행위를 하여서는 아니 됨에도, 피고인은 채권을 추심하기 위하여 2013. 2. 9. 대전 중구 L M모텔 내에서 피해자 F에게 “이년 조만간 퇘원하면 네비찍고 애들차 타고 찾아가서 가만안둬 내가 이렇게 골탕먹고 무시당하고.“라는 문자를 보낸 것을 비롯하여 2012. 9. 10.경부터 2013. 5. 8...