1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On February 28, 2008, the Defendant entered into an insurance contract in attached Form 1 (hereinafter “instant insurance contract”) with the Plaintiff as the insured or beneficiary of insurance money out of death, and entered into an insurance contract with the content that the insured would receive hospital treatment due to injury or disease, etc. (hereinafter “instant insurance contract”).

B. From January 16, 2010 to January 30, 2010, the Defendant was hospitalized in B-type surgery in 15 days, as shown in attached Table 2 until August 13, 2016, and was hospitalized for 46 days in total, as shown in attached Table 2, and received KRW 26,240,000 from the Plaintiff as insurance money under the instant insurance contract.

C. Meanwhile, the insurance contract concluded between the insurance company including the plaintiff and the defendant before and after the conclusion of the instant insurance contract, and the insurance premium, hospitalization daily allowance, and the details of the insurance money paid according thereto are as listed in the following table.

6. 8. 20. 1 KDB life insurance on December 12, 2003 1 60, 200 20. 8. 30,000 20,000 49, 130. 20. 30. 8. 16. 16. 30. 16. 20. 30,00 6. 30,00 7. 16. 16. 16. 30,00 6. 30,00 6. 8. 16. 20,00 6. 30,00 6. 16. 30,00 6. 16. 30,05 6. 16. 30,05 6. 20,00