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1. The insurance contract concluded between the plaintiff and the defendant B is invalid.
2. The plaintiff, defendant .
Reasons
1. Basic facts
A. On January 20, 2007, Defendant A entered into an insurance contract with the Plaintiff as the insured on January 20, 2007 (hereinafter “instant insurance contract”).
Since then, the contract owner of the instant case was changed to Defendant B, the representative of Defendant A.
The insurance contract of this case includes a special agreement that guarantees 50,000 won per day in the case of being hospitalized by the insured due to injury, and 30,000 won per day in the case of being hospitalized by disease.
B. After the conclusion of the instant insurance contract, Defendant A was hospitalized for 395 days on January 31, 2009, under the name of “the base and tension of the bones, the base and tension of the verte bones” and “the base and tension of the vertebranes,” Defendant A received hospital treatment for 13 days from the same date until February 12, 2009, from January 31, 2009 to February 12, 2015.
The Plaintiff paid insurance proceeds of KRW 5230,000 to Defendant A and KRW 1130,000 to Defendant B on the ground of the foregoing insured incident.
C. The content of the insurance contract that Defendant A entered into with the Defendants’ insurance contract from May 16, 1994 to January 16, 2009 under the name of himself or her or her dependent C is as follows. The total amount of the insurance money that the Defendants received from each insurance company due to the following insurance contracts reaches KRW 511,061,152 in total.
Serial 27,950 10,000 10,000 10,000 2,107,020 20 2,020 20,00 20,000 20,000 20,000 20,000 20,000 18,860,000 39-12-30,000 39,000 39,000 20,000 30,860,000 3 interest-03,00
(t) Tropic disease insurance 56,400 30,000 30,607,852 4 Eastern life insurance 170,300,300 30,000 33,420,000 33,420,000,00 5 Albaz 202-03-19
무. 톡톡튀는여성건강 168,500 31,842,628 6 동부화재 2002-12-23 동부건강OK의료보험 46,000...