A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above sentence shall be suspended for a period of one year from the date this judgment becomes final and conclusive.

Punishment of the crime

The Defendant, along with loan Bracker C, used a false certificate of employment and a written lease contract with the Defendant’s employee who is employed by the Defendant, had a financial institution as if the Defendant leased a house from D, and had the employee and low-income people with the National Housing Fund as the source of financial resources of the National Housing Fund.

Around October 2013, the Defendant, at the G Authorized Broker Office located in Pyeongtaek-siF, made a false apartment lease contract as if the Defendant leased the Pyeongtaek-si I apartment unit 104 Dong 1205 Dong Dong 1205 from D from D with deposit 85,00,000 won, and at the same time, issued to C, etc. a certified copy of the Defendant’s resident registration necessary for preparing a false certificate of employment, a certificate of seal impression, and a passbook in the name of the Defendant, and C, etc. used it and forged the Defendant’s certificate of employment with the head of division E.

On October 24, 2013, the Defendant submitted a false apartment charter contract and a certificate of employment to the employees in charge of the loan at the victim's carbon points located in Pyeongtaek-si 319, Pyeongtaek-si, in accordance with the action guidelines at the time of loan application notification by C, etc. around October 24, 2013, and applied for the loan as if the loan was used as the deposit money.

On October 25, 2013, the Defendant conspireds with C, etc. in order, by deceiving the damaged point, and acquired 50 million won from the damaged point to the Agricultural Cooperative account under H’s name for loans.

Summary of Evidence

1. Statement by the defendant in court;

1. A protocol concerning the examination of the suspect of the accused;

1. Some statements concerning D in the police interrogation protocol;

1. The head of personal guarantee (worker), loan counseling and application form, application form, application form for credit guarantee, apartment lease contract, deposit certificate, resident registration certificate, certificate of employment, and workplace;