A defendant shall be punished by imprisonment for not less than eight months.

Punishment of the crime

The Defendant and C, loan hub 1827 of 2017, “D” came to know that the Ministry of Land, Infrastructure and Transport entrusted the financial institution with the loans of the National Housing Fund at a rate lower than the market interest rate without any special security in order to stabilize the residence of homeless workers, and the entrusted financial institution provided the loans with only certain documents such as the certificate of employment and the lease contract, and the entrusted financial institution provided the loans easily after formal examination.

The defendant was proposed and approved by D to act as a false tenant, and C was willing to prepare a false lease contract after deciding to act as a false landlord and submit it to financial institutions along with documents related to the certificate of employment, such as a false certificate of employment.

On February 25, 2014, the Defendant, together with C, prepared an apartment lease agreement with C, stating “130 million won as rental deposit, lessee A, lessor C, and water for lease purpose, Seoyang-gu, Seoyang-gu, Seoyang-gu, Incheon Metropolitan City, Incheon Metropolitan City, 101, 209,” etc.

In addition, even though the Defendant did not have worked in H from August 2013 to February 2014, the Defendant received from D any false certificate of employment, etc. prepared as if he had worked in H during the above period.

However, the above lease contract and the certificate of employment were prepared falsely, and the defendant did not have any intention to reside by leasing water for the purpose of lease, and even if receiving the loan, there was no intention to use it as the deposit for the lease.

Nevertheless, on February 27, 2014, the Defendant is a house of KRW 90 million for employees in charge of the loan at the present point of the victim bank located at the victim bank located at the 107-ro, Seo-gu, Seoyang-gu, Seoyang-gu, Seoyang-gu, Seoyang-gu.