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1. The Defendant’s KRW 22,421,637 as well as 5% per annum from May 14, 2015 to November 30, 2017 to the Plaintiff.
Reasons
1. Basic facts
A. The Plaintiff (hereinafter “instant insurance contract”) (hereinafter “instant insurance contract”) is the insurer running the insurance business, and the Defendant is the insurer running the insurance business on October 15, 2004 with himself as the insured on April 15, 2004, and the Plaintiff and the Plaintiff indicated in attached Table 1 (hereinafter “instant insurance contract”).
2) On June 20, 2005, the contracting party of the instant insurance contract changed from the Defendant to B, who is a parent of the Defendant.
B. The contents of the insurance contract of this case include ① the security of the cost of hospitalization (30,00 won per day of hospitalization, the limit of 180 days from the date of the accident). ② the security of the cost of hospitalization for a disease (the maximum of 50,000 won per day of hospitalization, and the limit of 180 days per time of hospitalization), ③ the security of the medical cost of hospitalization for a disease (the maximum of 30,00,000 won per time of hospitalization), ④ the security of the cost of medical treatment for a disease (the maximum of 180 days from the date of the accident), ⑤ the security of the cost of medical treatment for a disease (the maximum of 365 days from the date of the disease).
Among the special terms and conditions incorporated into the insurance contract of this case, (1) through (3) the main contents of the security are as follows.
Article 2 (Compensation for Damages) of the Special Terms and Conditions for the Guarantee of Expenses for Inbound Hospitalization, the company is bound to pay the amount of daily allowances stated in the insurance policy to the beneficiary as the cost of injury hospitalization, if the insured was injured by an accident set forth in Chapter 2 of the General Terms and Conditions for the Security of Expenses for Inbound LG well Security (Compensation for Damages) during the insurance period of this Special Terms and Conditions, resulting in a trouble in living function or business ability as a result of the accident and received treatment by being hospitalized.
However, I do not limit to 180 days from the date of accident.
Article 2 (Compensation for Loss) of the Special Terms and Conditions for Admission for Disease, the insured of this Special Terms and Conditions stated in the Insurance Policy is during the insurance period of this Special Terms and Conditions.