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(영문) 서울중앙지방법원 2017.08.10 2015가단180840
보험금
Text

1. The Defendant’s KRW 112,00,000 as well as 6% per annum from November 6, 2015 to August 10, 2017 to the Plaintiff.

Reasons

1. Facts of recognition;

A. On July 7, 2000, the deceased B and the defendant concluded each insurance contract with the term of insurance on July 7, 2004, as follows: ① KRW 100,000,000 of the insurance money for disability after death and injury; KRW 100,000,00 of the insurance money for disability after death and injury; ③ the policyholder and the insured network B; and the beneficiary’s statutory heir of the death insurance money; ② the insurance period on January 15, 2010, up to January 15, 2064; ② the insurance period of insurance; KRW 60,000,000 of the death insurance money; and the policyholder and the insured network B; and ② the beneficiary’s statutory heir of the death insurance money.

B. Each of the above insurance contracts provides that “When a person suffers bodily injury due to an acute and remote accident,” the death benefit shall be paid, and the defendant shall determine the amount equivalent to the time of death, regardless of the occurrence of the injury or disease caused by the injury, where the injury was serious after the injury was inflicted on the insured due to the influence of the physical disability or disease already existing.”

C. On September 3, 2015, at around 0.174, the net B was found in the state of being dead in the state of 0.174% alcohol concentration in blood, and around September 23:2, 2015, in the So-called Jung-gu Incheon Metropolitan Government So-called “D”’s So-called “D,” or in the fluence (in the indoor temperature of approximately 50%). The Plaintiff is the legal heir of the deceased B.

A physician who examined the body of the deceased B was determined as a acute funeral, and the deceased B showed the opinion of the heart (the normal 350mg or the deceased 392mg) in the heart, but it was not visible in the heart beer and beer, and there was no opinion of the cryposis, etc. in the heart beer and beer, but there was no opinion of the external personnel opinion, such as damage, quality, addiction, etc. that could be a private person, except for the cryp of the heart.

[Ground of recognition] There is no dispute, entry of Gap evidence 1 to 17, Eul evidence 1 to 9 (including paper numbers), and each inquiry of E members of this Court;

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