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Reasons
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(영문) 수원지방법원성남지원 2016.10.05 2016가단12044
보험금
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1. The plaintiff (appointed)'s claim is dismissed.

2. The costs of lawsuit shall be borne by the plaintiff (appointed party).

Reasons

1. Facts of recognition;

A. B entered into an “inbound life insurance contract” with the Defendant with the following content:

(hereinafter referred to as “instant No. 1 Insurance Contract”) . - Insured - Beneficiary B: Legal inheritor - Insurance Period: from February 4, 2009 to February 16, 2070: 1 million won when death due to general injury.

B. Of the terms and conditions of the instant insurance contract, the part relating to the instant case is as follows.

Article 14 (Compensation for Loss)

1. If the insured has sustained an injury to his/her body due to a sudden and incidental accident during the insurance period, the company shall compensate for the injury resulting from such injury in accordance with the terms and conditions of this Agreement;

Article 15 (Compensation for Non-Compensation)

1. The Company shall not be bound to compensate for losses arising out of the following causes:

5 Insured’s disease

C. The ELE Co., Ltd. concluded a “flus organization insurance contract” with the Defendant with the following content as the insured by having its employees B as the insured.

(hereinafter referred to as “this case’s insurance contract 2”) . - Insurance policyholder: EL electronic Co., Ltd. - Insured: B - Legal successor: Insurance period: From September 14, 2013 to September 16: 14, 2014 - Guarantee Contents - KRW 1 million at the time of death on holidays: 20 million at the time of death on holidays.

D. Of the terms and conditions of the instant insurance contract No. 2, the part relating to the instant case is as follows.

Article 14 (Types and Grounds for Payment of Insurance Money) The Company shall pay the insured insurance money agreed upon to the beneficiary when any of the following events occurs to the insured:

1. If a person dies of an injury (referring to an injury sustained by a person due to a sudden and incidental accident that happens during the insurance period) during the insurance period (excluding cases of a disease): The death benefit;

E. B (hereinafter referred to as “the deceased”).

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