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A defendant shall be punished by imprisonment for not more than ten months.
Reasons
Punishment of the crime
The employee loan system guaranteed by the Korea Housing Finance Corporation is divided into “National Housing Fund loan” operated by six banks in the city and “financial resources loan operated by 17 banks in the city,” and the said Corporation guarantees 90% of the loans without securing them.
1. On August 17, 2012, the Defendant entered into a false lease contract from a former loan fraud Bracker B, which he/she became aware of through a branch office around August 2012, when economic circumstances are difficult, and the Defendant received a loan from a bank as if he/she works in the company, and received a false loan from the bank, and divided it. Upon receipt of the proposal, the Defendant would act as a false lessee. B, after purchasing an apartment under the name of a woman living together with a third party, planned to play a role in preparing various documents, such as a false certificate of employment in the name of the lessee necessary for the loan, while playing a false lessor, and a licensed real estate agent D intended to act as a broker knowing that the Defendant and B performed a false lease contract.
The Defendant and B, around August 6, 2012, at the G Licensed Real Estate Agent Office of Daejeon E, which was operated by D, had no intention to actually reside in the leased apartment, and even if the Defendant did not obtain a loan for the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of the lease of
Since August 16, 2012, the Defendant is a victim bank located in Daejeon Sung-gu K.