A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

The employee loan system guaranteed by the Korea Housing Finance Corporation is divided into “National Housing Fund loan” operated by six banks in the city and “financial resources loan operated by 17 banks in the city,” and the said Corporation guarantees 90% of the loans without securing them.

Defendant, B (the Daejeon District Court sentenced on April 27, 2017 to four years and six months), C (the imprisonment with prison labor of the Daejeon District Court on June 2, 2016), D (the imprisonment with prison labor of the Daejeon District Court on October 29, 2015), and E (the imprisonment with prison labor of the Daejeon District Court on October 6, 2016, and the suspended execution with prison labor of the Daejeon District Court on June 6, 2016) conspired in sequence to receive loans by taking advantage of the fact that the loan examination procedure is not strict compared to other loans, and by taking advantage of the fact that the loan examination procedure is not strict, they actually concluded a lease contract and are divided into loans as if they were ordinarily employed by the company.

Accordingly, around December 12, 2013, B deals with E as a person who will act as a false lessor; C deals with the loan process to a person who will act as a false lessee; C takes charge of the Defendant; D, from July 1, 2013 to December 1, 2013, prepares and delivers to the Defendant a false certificate of employment, detailed statement of salary, and written confirmation of eligibility for health insurance, etc. as if the Defendant received monthly wages as if he had worked as a material management worker of the F-Management Department of the Bank in charge; and on December 12, 2013, the Defendant, along with B, C, and E, submitted to the employee of the Daejeon Seo-gu Daejeon Real Estate Agent Office in Daejeon, Daejeon, with the intent of the Defendant to reside in the apartment house; “Lease E and lessee (the Defendant) shall lease the lease contract in the amount of KRW 2,100,000,000,000,000,000,0000).”