1. All the plaintiffs' lawsuits listed in the [Attachment 2-1] and [Attachment 2-2] shall be dismissed.

2. Defendant Bar Card Co., Ltd.

1. Basic facts

A. 1) The status of the party 1) Defendant Bar Card Co., Ltd. (hereinafter “Defendant Bar Card”).

)는 신용카드, 선불카드 직불카드 발행, 판매 및 관리 등의 사업을 영위하는 회사이고, 원고들은 피고 롯데카드와 신용카드 등에 대한 사용 및 금융거래계약을 맺고 신용카드 등을 발급받아 사용하고 있거나 사용하였던 사람들이다. 2) 피고 코리아크레딧뷰로 주식회사(이하 ‘피고 KCB’라 한다)는 금융기관들이 공동출자하여 설립한 회사로서, 신용정보의 이용 및 보호에 관한 법률(이하 ‘신용정보법’이라 한다)에서 정하는 신용조회 및 신용조사업무 등의 사업을 영위하는 회사이다.

3) Under Article 24 of the Act on the Establishment, etc. of Financial Services Commission, Defendant Financial Supervisory Service is a special corporation established to perform the duties of inspection and supervision of financial institutions. (b) The concept of the card accident analysis system and the introduction card accident analysis system (FDS).

As a system for detecting abnormal transactions or fraudulent use due to theft, loss, forgery, etc. of credit cards, all domestic card companies have been introduced. According to the FDS, if it is discovered that a large amount of card use information and relevant customer information was used in accordance with statistical techniques based on past accident transactions and that abnormal type of transaction was created according to an accident pattern analyzed at the time of use of credit cards based on the results, the card approval will be refused. (c) The conclusion of the FDS development service contract and the Defendant cards’ card provision of customer information by introducing FDS around 2006. At each time, the FDB requested B or Defendant KCB to provide FD business services, as an employee of “B.”