1. Defendant Bar Card Co., Ltd. shall be the list of the plaintiffs (appointed parties)'s lawsuits in attached Form A, which is part of the claim.

기초 사실 당사자 등의 지위 피고 롯데카드 주식회사(이하 ‘피고 롯데카드’라 함)는 신용카드, 선불카드, 직불카드 발행, 판매 및 관리 등의 사업을 영위하는 회사이고, 피고 코리아크레딧뷰 주식회사(이하 ‘피고 KCB’라 함)는 금융기관들이 공동출자하여 설립한 회사로서, 신용정보의 이용 및 보호에 관한 법률(이하 ‘신용정보법’이라 한다)에서 정하는 신용조회 및 신용조사업무 등의 사업을 영위하는 회사이다.

The plaintiffs are those who used or used a credit card, etc. after entering into a contract for use or financial transaction of a lot card, credit card, etc.

The concept of the card accident analysis system and the introduction card accident analysis system ("FDS") are introduced by all domestic card companies as a system to detect abnormal transactions or fraudulent use due to the theft, loss, and forgery of credit cards.

According to the FDS, a large amount of card use information and customer information based on the past accident transactions created an analysis model in accordance with statistical techniques, based on this, and based on the results, the card company will refuse to approve the card if it is discovered for any abnormal transaction due to an accident pattern analyzed at the time of using the credit card.

Defendant Bar Card’s Card’s conclusion of the FDS development service agreement and provision of customer information on the card, around 2006, introduced FDS and implemented the FDS regularly, and requested B or Defendant KCB to provide services on the FDS business. From October 2009 to April 2010, C as employees of Defendant KCB, from September 2013 to December 2013, 2013, the said company was a general manager of the project for the development and installation of FDS entrusted by the Defendant Bar Card.