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(영문) 춘천지방법원 원주지원 2013.04.16 2013고정31
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant shall be punished by a fine of KRW 3,000,000.

If the defendant does not pay the above fine, 50,000 won.

Reasons

Punishment of the crime

On September 9, 2009, the Defendant loaned 4,750,000 won to D without being registered with the Governor of Gangwon-do on September 9, 2009, and received interest at the interest rate of 63.16% per annum from 250,000 won per month after receiving 2,50,000 won per annum from D, and received payment of interest at the interest rate of 63.16% per annum from September 9, 2009 to October 201 as shown in attached Form 1.

Accordingly, the Defendant, while running a credit business without registration, received interest exceeding the interest rate under the Interest Limitation Act while running a credit business without registration.

Summary of Evidence

1. Defendant's legal statement;

1. The first police's protocol of interrogation of the accused (including financial transaction statements attached thereto);

1. Statement made to D by the police;

1. Application of investigation reports (E, F currency impossibility reasons, etc.), investigation reports (related to A credit business of a suspect)-related Acts and subordinate statutes;

1. Article 19 (1) 1, Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users concerning facts constituting an offense, and Article 19 (1) 1, Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users, Article 19 (2) 3, and Article 11 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users (the fact that interest exceeding a limited

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;

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