1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Basic Facts

The location B of the factory shall operate the factory under the trade name of "D" from the building located in the office of the Si/Gu in the Bupyeong-gu Seoul Metropolitan City.

E operates a factory in the name of “G” from a building located in F.

Defendant A (hereinafter “Defendant A”) operates a factory (from the following to the Defendant’s factory) in a building located in H.

The Defendant factory has a building of reinforced concrete structure on the part of the Defendant factory, and a tent of the steel pipe structure, which has been reported on the construction of a temporary building in an empty space between the present building and the left wall, is used as a warehouse (hereinafter “Defendant factory’s tent warehouse”).

The “G factory” is in the left width of the Defendant factory, and the “D” factory is in the vicinity thereof.

On July 22, 2013, the Plaintiff purchased fire insurance with regard to D’s “D” factories from B, with a subscription amounting to KRW 490 million from July 22, 2013 to July 22, 2016, with respect to which the insurance period from July 22, 2013 to July 22, 2016, with respect to “G” factories from E, with a subscription amounting to KRW 625 million from October 6, 2014, and with respect to insurance period from October 6, 2014 to October 6, 2019.

Defendant Hyundai Marine Fire Insurance Co., Ltd. (hereinafter referred to as “Defendant Hyundai Sea”) purchased fire liability insurance from Defendant A with respect to the Defendant’s factory at around February 6, 2015, with the insurance period of KRW 200 million, from February 6, 2015 to February 6, 2020.

On January 23, 2013, the occurrence of the instant fire occurred at the Defendant’s tent storage around 20:05.

(다음부터 ‘이 사건 화재’라 한다). 이 사건 화재로 인하여 피고 공장의 본 건물과 천막창고는 반소(半燒) 상태로 심하게 소실되었다.

The Plaintiff caused the instant fire, which caused the Plaintiff’s payment of insurance money, that B sustained damages from the outside glass windows of the “D” factory, rooftop building doors, etc., and E suffered damages from the fire of gold-type finished products in the “G” factory, gold-type machinery, etc.

On February 24, 2016, the Plaintiff is against B.