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1. Of the judgment of the court of first instance, the part against the Defendants of the Plaintiff corresponding to the following amount ordered to be paid.
Reasons
1. Basic facts
A. 1) B’s factory location is 1) B operates a factory with the trade name of “D” in the building located in the Ocheon-gu Office C. E has operated a factory with the trade name of “G” from the F’s building. 2) Defendant A Co., Ltd. (hereinafter “Defendant A”) (hereinafter “Defendant A”) operated a factory in H’s building (hereinafter “Defendant factory”).
3) The Defendant factory has a main building of reinforced concrete structure in the Defendant factory, and the Defendant A installs a tent of the steel pipe structure, which was reported on the construction of a temporary building in an empty space between the main building and the left wall, and thereby installs a warehouse (hereinafter “Defendant factory’s tent warehouse”).
A) The Defendant factory is used as a warehouse with a total floor area of 277.26 square meters, and constitutes a specific fire-fighting object subject to installation of fire extinguishing equipment pursuant to attached Table 5 of the Enforcement Decree of the Act on Fire Prevention and Installation, Maintenance, and Safety Control of Fire-Fighting Systems. 4) Meanwhile, “G” is in the left wall width of the Defendant factory (in the above wall, the part of the Defendant’s factory is attached with a ceiling warehouse of the Defendant factory without intervals, while there is an interval of about 50 cm on the side of the “G factory,” and “D” is in its neighborhood.
B. Around July 22, 2013, the Plaintiff purchased fire insurance with regard to D’s “D” factories from B with a subscription amounting to KRW 490 million, and with the insurance period from July 22, 2013 to July 22, 2016; around October 6, 2014, with respect to “G” factories from E, KRW 625 million with subscription amount; the insurance period from October 6, 2014 to October 6, 2019, respectively.
Defendant Hyundai Marine Fire Insurance Co., Ltd. (hereinafter “Defendant Hyundai Sea”) acquired fire liability insurance from Defendant A with respect to the Defendant’s factory at around February 6, 2015, with the insurance period of KRW 200 million, and the fire liability insurance from February 6, 2015 to February 6, 2020.
C. A fire at the tent storage of the Defendant factory around January 23, 2016, where the instant fire occurred.