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(영문) 서울중앙지방법원 2016.11.02 2014가단5288018
보험에관한 소송
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

Basic Facts

On February 3, 2009, the Plaintiff, an insurance company that entered into the instant insurance contract, entered into an insurance contract with the Defendant, setting the insurance period from February 3, 2009 to February 3, 2074; and the Defendant and the insurance premium as KRW 52,720 per month as stated in the attached Table 1.

(B) The Plaintiff entered the name of the insurance product in the separate sheet No. 1, but the Plaintiff entered the name of the insurance product in the “Undividending Policy”. However, all the documentary evidence paid by the Plaintiff entered the “Undividending Policy Comprehensive Insurance”, and the Defendant’s assertion is also the same.

Of the collateral items of the instant insurance are as follows.

Expenses for hospitalization of a disease: 50,00 won per day of hospitalization where the insured was hospitalized in a sick soldier due to a disease during the insurance period: The amount of physical injury caused by a sudden and remote accident during the insurance period, and the insured was hospitalized for at least one day as a result of his/her own, and the insured was hospitalized for at least 40,000 won: In cases of physical injury caused by a sudden and remote accident during the insurance period, and as a result, 200,000 won renewal of the subscription amount, if the diagnosis is confirmed to be based on the framework specified in the table of the Classification of the Insurance Terms and Conditions: The amount of health care benefit under the National Health Insurance Act to be borne by the insured, within the insurance period of the National Health Insurance Act, within the limit of KRW 100,000,000,000: Where the insured was hospitalized in a sick soldier due to a sudden and remote accident during the insurance period: The expenses equivalent to the patient’s expenses for medical treatment and the expenses equivalent to the amount of non-care benefits payable within the insurance period of the National Health Insurance Act.

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