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1. The defendant's appeal is dismissed.
2. The costs of appeal shall be borne by the Defendant.
Purport of claim and appeal
1..
Reasons
1. Facts of recognition;
A. On January 24, 2002, the Defendant issued a credit card with an application for the issuance of a credit card with the credit card and paid the amount of goods or taxes by April 22, 2003 using the above credit card. As of March 31, 2005, the Defendant did not pay KRW 1,912,760 of the credit card use amount.
B. The Defendant, on August 9, 2002, received a credit card loan of KRW 2 million from the EL branch card with a period of 12 months fixed from the EL branch card, and did not repay KRW 878,152 of the loan principal as of March 31, 2005.
C. The defendant decided on October 28, 2002 as the maturity date from Samsung Card Co., Ltd. on October 28, 2005 and received a credit card loan of 2 million won as of March 31, 2005, and did not pay 1,995,980 won of the loan principal as of March 31, 2005.
The plaintiff on May 13, 2005 from the ELD Card Co., Ltd.
Use-price claim of credit card mentioned in subsection (b) and
claim for loans described in paragraph (1) against Samsung Card Co., Ltd.
On June 16, 2005, the Asset-Backed Securitization Act notified the Defendant of each of the above assignment of claims as content certification pursuant to Article 7 (1) of the Asset-Backed Securitization Act.
E. As of March 16, 2008, the calculation of the principal and interest of the credit card use price and each loan claim applying 17% per annum, which is a delayed interest rate pursuant to the Plaintiff’s work guidelines, within the scope of the agreed interest rate applied by the EL cards and Samsung Card Co., Ltd. as of March 16, 208
The interest on the balance of the loan extended on the date of the loan agreement between the transferor of the credit card 1 (a) 1,912, 760 2,094, 591 4,007,3512 (b) 1, 12, 912, 760, 591 4,007,3512 (b) of the credit card No. 878, 152 81,382 1,689,5343 (c) of Samsung Card No. 1,995,980 1,274,0923, 270, 270, 786, 80, 806, 865, 97, 957) of the Samsung Card No. 2002, Oct. 28, 2002; 1,2095,000,000