1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

(b) the facts of the basis;

A. On December 12, 2011, the Plaintiff entered into an insurance contract with the Defendant with the following content (hereinafter “instant insurance contract”).

Insurance types: The contract number of the insurance contract number of the non-paid Synanam Accident Insurance: From December 12, 2011 to December 12, 2045: The insured worker C: Plaintiff* the company under Article 20 (Types and Grounds for Payment of Insurance Money) of the General Insurance Terms and Conditions of the Non-Payment of the Non-paid Overseas Accident Insurance (Persons Subject to Insurance) of the Insurance Contract for the Insured (Persons Subject to Insurance) will pay the insurance money (see Table 1) agreed to the beneficiary of the Insurance (Persons subject to Insurance) when any of the following causes occurs:

4. When he/she dies due to a disaster other than a traffic accident during the insurance period: The company that pays the general insurance proceeds for death (any insured incident for which no insurance money is paid) shall not prevent insurance proceeds when any of the following events occurs to cause the payment of insurance proceeds:

1. Where the insured (person to be insured) intentionally damages himself/herself: Provided, That the same shall not apply to any of the following cases:

If the insured (person subject to insurance) causes the death of himself/herself in a situation where he/she is unable to make a free decision due to mental disorder, etc., he/she shall be paid a general accident death insurance money under subparagraph 4 of Article 20 (Types and Grounds for Payment of Insurance Money).

B. The insurance terms of this case contain the following contents:

C. At around 22:30 on October 29, 2014, the deceased C (hereinafter “the deceased”)’s spouse was discovered by the Plaintiff and sent to an emergency room in the E Hospital in a condition that he/she combines the electric wires on the right-hand edge of the gate 901, 106 Dong-dong 901 inside the Suwon-si Station D apartment, Suwon-si, Suwon-si, and the 106-dong 901 Do-dong 901, and then he/she was discovered by the Plaintiff, but he/she was declared dead at around 009 (hereinafter “instant accident”).

On August 17, 2016, the Plaintiff raises objection to the Defendant.