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(영문) 서울중앙지방법원 2017.05.24 2014가합595480
보험금
Text

1. The plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts: (a) the guaranteed amount at the time of the death of an insured policyholder’s insured policyholder’s insured beneficiary’s insured event; (b) Defendant A’s insurance contract of this case between October 16, 2007 and October 16, 2017, Plaintiff A’s Plaintiff A deceased, who was named as the Defendant B’s second insurance contract of this case, between October 16, 2007 and October 230,000,000; and (c) Plaintiff B deceased on September 16, 2007 between September 16, 2007 and September 16, 2017.

A. A. On October 24, 2007, the Defendant entered into a non-dividend happiness policy (D; hereinafter “instant insurance contract”) with the Plaintiff and the deceased as the insured (hereinafter “the deceased”), and on September 7, 2007, the non-dividend happiness policy that the Plaintiff B and the Deceased as the insured (E; hereinafter “instant 2 insurance contract”) respectively, around September 7, 2007.

(2) The main contents of each of the instant insurance contracts are as follows. The main contents of each of the instant insurance contracts are as follows.

B. The main contents of the general terms and conditions applicable to each of the instant insurance contracts (hereinafter “the instant terms and conditions”) are as follows: (a) If the insured sustains bodily injury (excluding physical assistance equipment, such as acceptance, will, bill, and rule; hereinafter the same shall apply) due to a sudden and incidental accident during the insurance period (hereinafter “accident”) by the insured, the company shall compensate for the damage resulting from the injury (hereinafter “damage”) in accordance with Chapter 1 (General Provisions) and this Clause.

Article 14 (Compensation for Non-Compensation) (1) The Company shall not compensate for any loss arising from any of the following causes:

1. The intention of the insured;

4. The insured self-injury, suicide, attempted suicide, criminal acts under the Criminal Act or acts of violence under the Criminal Act (Provided, That in the case of self-defense under the Criminal Act, emergency evacuation and legitimate acts, the company shall compensate for the death insurance) Article 15 (Death Insurance Money) ① The insured company shall compensate Article 13 during the insurance period after the date on which the insured is aged 15.

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