Defendant

A and C Imprisonment for 10 months, each of them shall be punished by imprisonment for 4 months, each of them.

However, Defendant B and D.

Punishment of the crime

1. In a case where ordinary people below KRW 50,00,00 have received a loan from a commercial bank with the said fund as a source of annual income, a commercial bank may obtain a loan up to 70% of the deposit for the lease on a deposit basis. 90% of the loan is guaranteed by the Korea Housing Finance Corporation, and a commercial bank may obtain a compensation for 90% of the loan from the said Corporation even if it is impossible to collect the loan due to its failure to do so.

Because of the guarantee of the Korea Housing Finance Corporation by commercial banks, commercial banks are operating a loan review and the collection of loans, the following are recruited: (a) a lessee (one customer) who is the owner of real estate that can conclude a lease contract by falsity, a lessor who owns real estate and a lessee who is the owner of real estate that can conclude a lease contract by falsity, and (b) a lessor conspireds with the Defendants to obtain a loan by deceiving a bank by deceiving the documents as if the lessee actually entered into a lease contract and the lessee works for the company.

2. Defendant A and B submitted a false charter agreement to the bank, received the loan of the pre-paid fund, and conspired to divide it into the aforementioned F and others’ non-loan hub.

On June 24, 2013, the Defendants drafted a false lease contract as if they leased KRW 90,000,000 to Defendant A and her husband J 4, 1507, which is the joint ownership of Defendant B and her husband I, at the H authorized broker office located in Busan Seo-gu G.

Defendant

On June 25, 2013, A applied for a loan of money for lease on a deposit basis to an employee in charge of the loan of 63 million won in the name of the victim bank located in Suwon-gu, Busan-do. 189, the fact that Defendant B and I applied for a loan of money for lease on a deposit basis does not have leased the above real estate, which is the joint ownership of Defendant B and I, from March 27, 2013 to June 21, 2013.