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(영문) 청주지방법원 충주지원 2018.04.13 2017고단959
사기
Text

A defendant shall be punished by imprisonment with prison labor for up to six months.

However, the execution of the above sentence shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Reasons

Punishment of the crime

[criminal records] On April 11, 2017, the Defendant was sentenced to one year of imprisonment for fraud at the Daejeon District Court, and the judgment became final and conclusive on April 18, 2017.

[2] The term "Korean Housing Finance Corporation" provides a worker loan loan guaranteed by the "Korea Housing Finance Corporation" with the "National Housing Fund loan operated by six commercial banks" and the "financial resources loan operated by 17 commercial banks". The above loan provides a credit guarantee for 90% of the loan in the "Korea Housing Finance Corporation".

In the case of the above loan, C, by using the fact that the procedures for the examination of loan and the collection of loan are not strict compared to other loans, it was intended to conclude a false lease contract on the ground of a false lessee and to manipulate documents as if he works for the company, thereby deceiving the bank by deceiving the loan.

As a result, C, other than a public prosecution, distributes loans according to the degree of participation of each person by taking overall charge of the loan process, and distributes false lessors, excluded from the public prosecution, and prepares false contracts as genuine. D, other than the public prosecution, made out loan-related documents, such as a false lessee's interference, a certificate of employment in the name of a false place of business, and a certificate of source collection of wage and salary income, E, other than a lessor's interference, acts as a false lessor in the above C's interference, and the defendant acts as a false lessee without the intention to actually reside therein.

On November 23, 2013, the Defendant conspired in collusion with the foregoing, and drafted a false apartment lease agreement with the following terms: (a) on November 23, 2013, at the G office located in Seongbuk-gu, Daejeon, Daejeon; (b) on the part of the public prosecutor’s office and other H, the Defendant entered into a false apartment lease agreement with the lessor E, “S,” “S, a rent-to-rent A,” “Guarantee 120 million won,” “two years,” and “two years,” with respect to “Seoul-gu, Daejeon-gu, Daejeon-gu, Daejeon.”

After that, the defendant is a victim of Daejeon, who was located in the early December 2013.

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