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(영문) 서울중앙지방법원 2017.07.14 2015가단5306579
보험금
Text

1. The defendant shall pay to an independent party intervenor KRW 117,40,000 as well as his/her annual interest from June 2, 2015 to July 22, 2016.

Reasons

1. Basic facts

A. The status of the parties and relationship 1) The Plaintiff is the insured under the instant insurance contract, which is the minor of the 1998 student, as seen below. 2) The Defendant is an entrepreneur operating insurance business, who is a party to the instant insurance contract.

3) An independent party intervenor (hereinafter referred to as “participating”) is abbreviationd.

(B) The Plaintiff’s mother is the beneficiary of the instant insurance contract as the Plaintiff’s mother. B. On August 21, 2013, the instant insurance contract intervenor between the Defendant and the Defendant as the Plaintiff, and the Plaintiff as the beneficiary of the insurance contract, the “non-standing (non-standing) insurance contract for social integration” (hereinafter “instant insurance contract”).

The main contents of the instant insurance contract concerning the reasons for the payment of insurance money and the case of non-payment of insurance money, and the details of payment guaranteed by the insurance are as follows. If the insured of the State contract dies during the period of insurance, the amount of the basic insurance money shall be paid (A.I. Disaster Classification Schedule 2).

1. Any of the following disasters subject to coverage shall be paid insurance proceeds in accordance with the terms and conditions of this insurance:

(1) A contingency accident falling under the Korean Standard Disease Disease Classification Table (S00-Y84).

2. Where an accident for which insurance proceeds are not paid falls under any of the following subparagraphs, insurance proceeds shall not be paid after being excluded from the Disaster Classification:

② 사고의 원인이 다음과 같은 경우 - 고의적 자해(X60-X84) X70 목맴, 교액 및 질식에 의한 의도적 자해(intentional self-harm by hanging, strangulation and suffocation X 70.0 목맴, 교액 및 질식에 의한 의도적 자해(intentional self-harm by hanging, strangulation and suffocation, home) 특약 보장 내용: 보험기간 중 발생한 재해로 장해상태가 되었을 때 보험금을 지급 (무)재해장해연금특약 약관 등 아래 특약에 공통되는 내용 제12조(보험금을 지급하지...

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