1. All appeals filed by the Plaintiff and Defendant 2 are dismissed.

2. The costs of appeal shall be individually counted.

1. Basic facts

A. 1) The Defendants, upon receiving an application for the issuance of credit cards from an unqualified person, omitted the entry of Defendant KFF Bank Co., Ltd. (hereinafter “Defendant KFF Bank”).

On January 28, 2002, our bank (Korean bank's credit card business part was divided and the defendant's card was established on April 1, 2013).

The defendant's card is "the defendant's card" without distinction below.

(2) On December 26, 2001, the Plaintiff issued a credit card under each Plaintiff’s name to a person with no name. 2) Meanwhile, from October 9, 2001 to June 28, 2002, the Plaintiff was in the place of a medical treatment and custody office and was unable to file an application for issuance at the time of the above application. At the time of entering a medical treatment and custody office, the Plaintiff kept his resident registration certificate in the place of the office, and the person with no name was issued a credit card from the Defendants by obtaining the identity confirmation using the above resident registration certificate.

3) On February 11, 2003, Defendant K non-National Bank used the credit card issued by the Defendants (Defendant KNF Bank KRW 4,00,000, Defendant 2,483,327) and did not pay the credit card use amount. 4) The Defendant KNF Bank transferred the credit card use amount to the Defendant’s obligor to the Defendant, and on October 25, 2006, the Defendant KNF Bank transferred to the Solomon Mutual Savings Bank on April 26, 201, to the Solomon Mutual Savings Bank, the Solomon Mutual Savings Bank transferred 2,33,327 out of the credit card use amount to the Plaintiff’s obligor, and on October 24, 2003, our investment securities transferred 2,000 won to the Korea Investment Company, respectively.

5. The claims acquired by the Defendants were not repaid, so Solomon Mutual Savings Bank registered on November 20, 2006, and our investment securities registered on February 28, 2003 with the Korea Federation of Banks registered the Plaintiff’s non-performance information.

The above information on default.