Defendant

A shall be punished by imprisonment with prison labor for six months and by imprisonment for eight months.

However, this judgment is delivered against Defendant B.

Punishment of the crime

In order to stabilize the residence of homeless workers with no special security, the Ministry of Land, Infrastructure and Transport has operated the system of loans for the entire housing loan with interest rate lower than the market interest rate if a loan is filed with only certain documents such as a certificate of employment, a statement of salary, etc. without any special security, and a deposit contract.

On October 2014, the Defendants, along with F (former G prior to the opening of the name), and H, took the role of false tenant, Defendant B took the role of false lessor, and Defendant A submitted the relevant documents with false contents of employment and the lease agreement with false contents, and conspired in order to receive and divide the total housing rent loan from financial institutions.

On October 5, 2014, F and H, upon the above public offering, transferred to Defendant A documents related to employment, such as a false certificate of employment, certificate of income tax collection, and statement of wages, as if Defendant A was present at Defendant A. On October 6, 2014, the Defendants drafted a false loan agreement with Defendant A to lease “No. 101 Dong 201, Dong 201, in the Gyeonggi-si City Council” owned by Defendant A L from the K office located in the Gyeonggi-do Council around October 6, 2014.

Defendant

A on October 14, 2014, the victim bank Gwangju metropolitan branch office located in Gyeonggi-ro 208 in Gyeonggi-do applied for a loan of the entire housing loan to a male employee in charge of loan who is unable to know his/her name at the victim bank Gwangju branch office office, and submitted a false employment certificate and a loan contract document and used the loan as the deposit money.

A false statement was made.

However, in fact, Defendant A did not rent the above M M No. 101 201 dong 201 from L, and there was no intent to use the loan as a deposit for a deposit for a deposit for a deposit for a deposit for a deposit. Defendants thought to distribute and use the loan F, H and loans, and Defendant A had no occupation.