A defendant shall be punished by imprisonment for not less than eight months.

Punishment of the crime

In order to stabilize the residence of homeless workers, the Ministry of Land, Infrastructure and Transport has operated the system of lending the entire house loan to workers who lend the entire house at a lower interest rate than the market interest rate if a commercial bank files an application for a loan with only certain documents such as a certificate of employment, detailed statement of wages, etc. with financial resources of the National Housing Fund without any special security, and a deposit contract.

On January 1, 2014, the Defendant, along with C (Suspension of Prosecution on April 7, 2016), D ( sentenced to imprisonment on May 13, 2016, and two years of suspension of execution) and D ( sentenced to imprisonment on May 13, 2016), played the role of a false lessee; D is responsible for the role of a false lessor; D; and C prepared documents related to the false employment and a false lease agreement in advance; and C submitted them to a financial institution to the Defendant, and conspired in order to receive and divide the employee’s lease money from the financial institution.

On January 1, 2014, C entered into a false apartment lease agreement with the Defendant stating that the Defendant would rent “H apartment 102 Dong-dong 1903, 190,000,000,000 won from D,” at the office of “G official agent” located in Gwangju City F around January 15, 2014, the Defendant and D entered into a false apartment lease agreement with the Defendant to lease “H apartment 102 Dong-dong 1903,00,000,000,000 won as the deposit deposit.”

Since then, on January 16, 2014, the Defendant applied for a loan for the employee’s entire house loan to a loan-related employee who cannot know the name at the “Seoul metropolitan branch office of Han Bank Gyeonggi-si” in Gwangju as of the Gyeonggi-si, and submitted such false employment documents and apartment charter contract, and actually used the loan as the deposit for the entire house.

A false statement was made.

However, in fact, the Defendant did not lease the “H Apartment 102 Dong 1903” from D, and thus, extended loans.