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Defendant shall be punished by a fine not exceeding five million won.
Where the defendant fails to pay the above fine, one million won shall be the one day.
Reasons
Punishment of the crime
1. Violation of the restriction on interest;
A. On February 23, 2013, the Defendant loaned KRW 3 million to the obligor B, and received interest at an annual rate of 120% on condition that 300,000 won be repaid monthly interest. From March 5, 2013 to October 27, 2014, the Defendant received interest at an annual rate of 3.9 million won, which is the highest interest rate under the contract for lending and borrowing of money.
B. On March 26, 2013, the Defendant loaned KRW 2 million to the above B, and received interest at an annual rate of 120% on condition that 200,000 won be repaid monthly interest. From April 30, 2013 to October 27, 2014, the Defendant received interest exceeding 30% per annum, which is the highest interest rate under the contract for lending and borrowing of money.
(c)
On May 31, 2013, the Defendant loaned KRW 7 million to the above B, and paid interest at an annual interest rate of KRW 120 percent on condition that 700,000 per month be repaid, and the Defendant received interest at an annual interest rate of KRW 7 million from August 6, 2013 to October 27, 2014, exceeding 30% per annum, which is the highest interest rate under the contract for monetary lending and lending.
2. On March 15, 2015, the Defendant violated the Fair Debt Collection Practices Act: (C) on March 15, 2015, using the Defendant’s mobile phone (hereinafter referred to as “E C”) Kakao Kakao Kakao Stockholm, and as “E Kao Bao Bao Bao Bao Bao Bao Bao Bao Bao Bao Bao Ba.”
Malibly, stale, so that they can be seen as gale, and can be seen as gale.
Company from the State of the Republic of Korea to the date of its daily settlement;
From that time, from March 18, 2015 to March 23:2, 2015, “from that time the message was sent,” sent text messages to B more than 10 times in total as indicated in the list of crimes committed an act that seriously undermines privacy or peace in business by repeatedly or at night without justifiable grounds in connection with the collection of claims by sending text messages to the obligor.
Summary of Evidence
1. Statement by the defendant in court;
1. Statement made by the police against B;
1. Application of text-based statutes;
1. Criminal facts;