A defendant shall be punished by imprisonment for one year.

Punishment of the crime

1. Any person who intends to engage in loan business or loan brokerage business shall register his/her business with a Special Metropolitan City Mayor, Metropolitan City Mayor, Metropolitan Autonomous City Mayor, Do Governor or Special Self-Governing Province Governor having jurisdiction over the relevant place of business;

Nevertheless, the Defendant, in collusion with the so-called so-called “D” and without registering, stated in the written application for changes in indictment on August 6, 2013 as “ August 16, 2013,” but is deemed to be a clerical error in the phrase “ August 6, 2013,” and thus, is subject to ex officio correction.

From around July 3, 2015 to around July 3, 2015, the F office located in Geumcheon-gu Seoul Metropolitan Government loaned 910,100,000 won in total over 31 times, such as the sequence in which the date and time of borrowing and the amount of actual receipt in attached Table 1 and 2 were stated.

Accordingly, the Defendant, in collusion with the so-called so-called "D", carried on the lending business without registering the business.

2. Matters concerning restrictions on interest rates of unregistered credit service providers;

A. Where a unregistered credit service provider, etc. related to a loan from around August 6, 2013 to July 3, 2014, lends a loan, the highest interest rate on a loan of money shall not exceed 30% per annum.

Nevertheless, the Defendant, in collusion with the so-called so-called “D”) on August 6, 2013, lent a total of KRW 325,00,000 to F in total 16 times from the office as described in paragraph (1) of Geumcheon-gu Seoul Metropolitan Government, to F, offered KRW 10,000,000 equivalent to 5% of the nominal loan under the name of prior interest, and provided a loan to F on the condition that he/she redeems KRW 12,000,000 per day for 40 days, as shown in attached Table 1 of the daily list of crimes, and received KRW 453,60,000 from July 20, 2014 to the F, and received a loan exceeding the legal interest by receiving the amount of KRW 453,60,000 from July 20, 2014.

B. Where a unregistered credit service provider, etc. related to a loan from July 21, 2014 to June 29, 2015, lends a loan, the highest interest rate on a loan of money is 25% per annum.