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1. The Defendant’s KRW 54,00,000 and annual interest thereon from April 10, 2019 to January 15, 2020 to the Plaintiff.
Reasons
1. Facts of recognition;
A. On August 17, 2016, the Plaintiff and the Defendant entered into an insurance contract with the Plaintiff’s husband B, and the beneficiary as the Plaintiff’s husband, but only the LOK insurance contract and the health clinic insurance contract with no dividend post office (Renewal type) (hereinafter “each of the instant insurance contracts”).
B. On February 20, 2019, B received a final diagnosis from C Hospital doctor D, “A inception (the disease classification code C73),” which read “A inception (the disease classification code C73), and injury-disease: the difference between the inception of the detailed unknown cirrance and the inception of an unidentified (the disease classification code C77.9)”
C. Each insurance policy of this case contains the following descriptions:
The terms and conditions of each of the instant insurance contracts are as follows.
Article 3 (Grounds for Payment of Insurance Money) A communications agency shall pay an insured worker the agreed insurance money if any of the following causes occurs:
(See attached Table 1, referring to the "Standards Table for Payment of Insurance Money") 1 Standard Terms and Conditions for Insurance Contracts for Post Office Health, Added Insurance (Renewal) shall include the relevant part in subparagraph 2.
When the first cancer has been diagnosed after the date of coverage of cancer during the insurance period, or when the diagnosis has become final and conclusive due to the first crypam, other skin cancer, site cancer, borderal pattern, cerebralopical or acute eclimatic eculation, etc. during the insurance period (Provided, That only the first time only for the cancer, the first time for the crypam, the first time for the crypam, the first time for the crypam, the first time for the crypam, the first time for the crypam, and the first time for the crypam, the first time for the crypam, the first time for the insurance period): Article 5 (Definition and Confirmation of the crypam, the crypam and other skin cancer) of the Korea Standard Disease Classification (excluding the Aryam and other skin cancer).
However, the classification number C73 (Saly Maternal Life in Line A) and classification number C44 (other malicious life in the skin) shall be excluded.
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