1. On June 21, 2012, the Defendant: (a) against Plaintiff A, KRW 12,236,85, and KRW 12,257, respectively, and each of the above amounts to Plaintiff B and C.

1. Basic facts

A. On March 9, 2007, D (hereinafter “the deceased”) entered into a non-payment multi-family insurance contract (hereinafter “instant insurance contract”) with the Defendant to pay KRW 10,000,000 per month to the deceased, the beneficiary at the time of the death of the insured, the statutory inheritor, the insurance period from March 9, 2007 to March 9, 2023, the insurance premium of KRW 200,000 per month, the insurance premium of KRW 10,000 per month when the death of a general injury due to a general injury by an additional security, and 10,000,000 as the insurance premium upon the death of a general injury due to a general injury by an additional security, and as a result, directly suffered the injury as the insurance benefit for the injured family life as the insurance benefit and directly dies within two years from the date of the accident.

B. Article 14 of the terms and conditions of the insurance of this case provides that "the defendant shall compensate the beneficiary for any bodily injury caused by the bodily injury during the insurance period, if the insured has suffered from the bodily injury due to a sudden and unexpected accident that occurred in the future (Article 1(1) of the General Injury Additional Security Clause and Article 1 of the Special Provisions on the Guarantee of Family Life Subsidies)" and Article 15 provides that "the defendant shall not compensate for any damage caused by the insured's disease, etc." and Article 16(1) provides that "if the insured has suffered from the injury due to the accident as prescribed in Article 14 and died within two years from the date of the accident as a direct result of the recovery of the injury, the total amount of the insurance coverage shall be paid to the beneficiary as the insurance proceeds." Article 19(1) provides that "in the event of the insured's bodily injury as prescribed in Article 14, the physical injury or the injury caused by the death or a new accident as prescribed in Article 14, regardless of the effect of the injury or new injury."