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(영문) 서울중앙지방법원 2017.05.17 2016가합541036
보험금
Text

1. The Defendant’s KRW 408,898,00 for the Plaintiff and 5% per annum from March 30, 2015 to May 17, 2017.

Reasons

Basic Facts

At around 14:40 of the day B, the Plaintiff, including the status of the parties, gave birth to E at the “D Hospital” located in Ansan-gu, Ansan-si (hereinafter “D Hospital”), and F and G are women and medical specialists belonging to the D Hospital in charge of only the Plaintiff’s division (hereinafter “D Hospital medical professionals”).

The defendant is an insurance company that aims at insurance business, etc.

이 사건 보험계약의 체결 원고는 2009. 8. 24. 피고와 사이에 태아 상태였던 E을 피보험자로, 보험기간을 2009. 8. 24.부터 2030. 1. 31.로 각 정하여 '무배당 하이라이프 굿앤굿 어린이 CI 보험 Hi0908(1종) 이하 '이 사건 보험'이라 한다

The contract of this case was concluded. The main contents of the contract of this case are as follows. Upon the death of the insured subscription amount, 50,000,000 won basic contract of this case are 20,000,000 won general injury income compensation fund of this case where E is subscribed to as the insured, 200,000,000 won general injury income compensation fund of this case, 20,000 won general injury income compensation fund of this case where E is subscribed to as the insured.

Article 14 (Compensation for Loss) (1) of the General Terms and Conditions (Compensation for Loss) If the insured sustains bodily injury due to a sudden and incidental accident during the period of insurance, the company shall compensate for the loss resulting from such injury in accordance with the Terms and Conditions.

Article 15 (Compensation for Non-Compensation) (1) The Company shall not pay compensation for any loss arising from the following causes:

7.The pregnancy, childbirth (including king), miscarriage or surgery, and other medical treatment of the insured (person insured). However, compensation shall be made in the case of injury borne by the Company.

Article 17 (Insurance Money for Old Disability) (1) A company shall receive injury from the insured by an accident as prescribed in Article 14.

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