A defendant shall be punished by imprisonment for six months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

On January 208, the Defendant, when receiving a demand notice of obligation and other economic conditions are not good, called “credit card increase loans” in the examination of the rice Luxembourg market, was made by phone to the lender in the name of the lender in the name of the lending company. The Defendant received a proposal from the above person in the name of the lending company, who increased the limit of use of the credit card from the above person in the name of the lending company, and then purchased the goods using the credit card and sold them. The Defendant used the same method to raise money using the company bank ScCB credit card (credit number B) in its possession.

Therefore, the Defendant entered into a motor vehicle sales contract with the employees C of the above business store at the Hyundai Motor Store located in Gangnam-gu Seoul Metropolitan Government, on January 7, 2008, at the same time, and the down payment of KRW 100,000,000,000,000, and then, at the same time, at the coffee shop in Gangnam-gu, Seoul, the Defendant made a telephone call to the employees D of the victim Samyang-dong branch of the Industrial Bank of Korea through the above-mentioned namelight box to "the increase in the credit card limit" in the above vehicle sales contract, credit card re-report, and re-issuance request, and sent it by facsimile to the above D.

However, the Defendant, not for the purpose of purchasing a motor vehicle, increased the credit card use limit as above for the purpose of obtaining a loan. Since there was no monthly income at the time and there was no good economic condition, such as being urged to pay a debt amounting to KRW 10 million, there was no intention or ability to pay the purchase price even if the Defendant increased the credit card use limit and uses it.

Nevertheless, the Defendant, by deceiving the victim as above, has increased the maximum amount of the credit card from the victim's seat to KRW 20,000,000, and has transferred the credit card to the above person under his name, and the above person under his name has become the holder of the credit card at around 19:55 on the same day.