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(영문) 서울중앙지방법원 2018.09.05 2017가합36890
보험에관한 소송
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On October 10, 2016, the Plaintiff entered into an insurance contract with the Defendant via C, an insurance solicitor of the Defendant, and entered into an insurance contract to the effect that the Plaintiff, the insured, would be paid insurance money if the Plaintiff was treated due to death, injury, or disease (hereinafter “instant insurance contract”).

B. The Plaintiff’s notice of medical treatment is not given 1) The questionnaire of “matters to be notified prior to the contract” attached to the written offer prepared at the time of entering into the instant insurance contract (hereinafter “instant questionnaire”).

(1) The phrase “no” is indicated as follows: (a) diagnosis or examination conducted by a doctor within the recent three months, 1) diagnosis or examination; (b) diagnosis of a disease; (c) diagnosis; 4) hospitalization; (5) surgery (including king); (6) medication; and (3) diagnosis or treatment conducted within the recent five years for at least seven consecutive days; and (4) diagnosis or treatment conducted for at least 30 consecutive days; and (3) separate notification details indicate that “no” was stated as “no” for 10 days from around 10, 2014 to 20 days from 30 days from the date of diagnosis or treatment; and (b) the Plaintiff received diagnosis or treatment for at least 14 days from 10 days from 20 days from the date of diagnosis or treatment to 20 days from 130 days from the date of diagnosis or treatment; and (c) otherwise, the Plaintiff received diagnosis or treatment for at least 14 days from 20 days from the date of diagnosis or treatment to 10 days from 20.4 days from the date of diagnosis or treatment;

(hereinafter referred to as “the instant treatment”). C.

The plaintiff's claim for insurance money and the defendant's notice of the termination of the insurance contract of this case 1 shall be the light-line diagnosis around May 12, 2017.

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