logobeta
본 영문본은 리걸엔진의 AI 번역 엔진으로 번역되었습니다. 수정이 필요한 부분이 있는 경우 피드백 부탁드립니다.
텍스트 조절
arrow
arrow
(영문) 대전지방법원 2019.06.13 2017가합107357
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Facts of recognition;

A. On December 2, 2015, the Plaintiff entered into an insurance contract (hereinafter “instant insurance contract”) with the Defendant as indicated in the attached Table.

C (hereinafter referred to as “the deceased”) drafted “the obligation to notify the contract before the conclusion of the contract” attached to the insurance contract of this case, and answer to the question “within the last three months whether the doctor had received medical treatment such as the confirmation of disease, diagnosis of disease, diagnosis of disease, treatment, hospitalization, surgery (including the king), medication, etc.” and “within the last five years, whether the doctor had received medical treatment such as the diagnosis or examination of disease confirmation, treatment, hospitalization, surgery, medication, etc.” through a diagnosis or examination from the doctor during the last five years.

B. Of the terms and conditions of the instant insurance contract, the content pertaining to the instant case is as follows.

Article 14 (Obligation to Notify before the Contract) The contractor or the insured shall be informed of the fact that he is aware of the fact that he is asked at the time of subscription (in the case of a diagnosis contract, the time of health examination).

Article 16 (Effect of Violation of Obligation to Notify) (1) In the event of the following facts, the Company may terminate this contract regardless of whether or not the damage has occurred:

1. Where the contractor or the insured violates 14. (Duty to Notify before the contract) intentionally or by gross negligence and the insured falls under a material fact;

C. On October 9, 2017, the Deceased was diagnosed at the beginning of the same day, and was hospitalized in the D Hospital, and was hospitalized in the D Hospital, and died due to the multi-pact long-term corrosion caused by liveration.

E. The Plaintiff filed a claim against the Defendant for payment of insurance proceeds under the instant insurance contract, but the Defendant entered into the instant insurance contract on November 6, 2017.

arrow