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(영문) 부산지방법원 2019.11.26 2018가단320784
보험금
Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Facts of recognition;

A. The parties (i) The defendant is a corporation operating an insurance business, and the non-party E (hereinafter “the deceased”) is a person who has concluded an insurance contract that is deemed to be below with the defendant.

Shed Plaintiff A’s husband, Plaintiff B, and C are the deceased’s children.

B. On February 16, 2016, the Deceased concluded the F insurance contract (hereinafter “instant insurance contract”) with the Defendant as follows.

(1) The content of the insurance contract and the beneficiary of the beneficiary of the deceased’s death insurance: the beneficiary of the insurance money other than the death of the deceased who is a statutory heir: From February 16, 2016, the period of the deceased’s contract: the insured’s subscription security: KRW 100 million: the Deceased responded to the following questions among the “matters of the obligation to notify before the contract” of the insurance subscription at the time of entering into the instant insurance contract:

Does the fact that a medical doctor has received the following medical treatments within the last three months through a medical examination or examination, it is impossible to say that the medical doctor has received the following medical treatments. (2) The diagnosis: (3) the diagnosis of a disease: (4) the hospitalization (5) the surgery (including the king (including the king), the diagnosis or examination column for medication, and the diagnosis of a disease is issued by a medical doctor.

Since the fact that a doctor has undergone an additional examination (including a re-examination) within the last five years through a medical examination or examination during the last five years, it is true that he/she has received the following medical treatments from a doctor through a medical examination or examination (including a sking). ① Hospitalization (2) continuously for at least seven consecutive days, ④ The term “ consecutive medical treatment” in this context means the number of days of the actual medical treatment and medication until the date of completion of the medical treatment for the same reason.

C. The Deceased’s death (i.e., the Deceased’s death) is treated respectively at G Hospital on February 1, 2016, on the 3th day of the same month, and at Busan University Hospital on February 15, 2016.

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