Defendant shall be punished by a fine of KRW 1,500,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

Since there is no disadvantage to the defendant's exercise of the right to defend against the defendant of the criminal records, the following facts are recognized as the criminal records of concurrent crimes under the latter part of Article 37 of the Criminal Act, without any changes in indictment.

On October 4, 2019, the Defendant was sentenced to eight months of imprisonment for fraud in the Busan District Court Branch Branch of the Incheon District Court, and the judgment became final and conclusive on January 18, 2020.

Criminal facts

In order to stabilize the housing of homeless workers, the Ministry of Land, Infrastructure and Transport operates a system that lends the entire house rent fund to the National Housing Fund at a rate lower than the market interest rate without securing the market interest rate. One person B (title B) is a person who obtains money from a third party by creating a false-service-related document and a false house rent contract by making it possible to easily obtain a loan through formal examination when submitting only documents related to employment and a house rent contract to the financial institution entrusted with loan-related business.

In accordance with the proposal of the above B, the Defendant agreed to obtain a loan for the employee deposit money by falsely making documents related to his employment and the house lease contract, etc. and submitting them to financial institutions.

C, after November 201, 201, after receiving a proposal from the above B, that he would give consideration to the lessor of a false house lease contract, and requested D, the nominal owner of the apartment house owned by him, to act as a lessor of a false house lease contract.

D, on November 5, 2011, at the F Licensed Real Estate Agent Office located in Yeonsu-gu Incheon, Yeonsu-gu, Incheon, the broker G prepared a false apartment lease contract stating that the broker G is “the deposit amount of KRW 90 million, lessor D and lessee A”.

After that, the defendant is an employee in charge of loaning the name and non-name of the above bank at the Cheong-gu Seoul Jongno-gu Office of the Victim I Bank.