Defendant shall be punished by a fine of KRW 4,000,000.

If the defendant does not pay the above fine, 100,000 won shall be one day.

Punishment of the crime

In order to stabilize the housing of homeless workers, the Ministry of Land, Infrastructure and Transport operates a system of lending the worker deposit fund at a rate lower than the market interest rate without securing the loan of the National Housing Fund. C is a lending business operator who acquired the worker deposit fund by fraud by making the documents related to employment and the house deposit contract with a financial institution entrusted with loan-related business easily through formal review, using the fact that only submission of documents related to employment and the house deposit contract can be easily obtained a loan through formal review.

C Around September 2010, in a normal way, through a false way, made D which is difficult to lend a financial institution, such as documents related to employment and housing lease contract, and made a public offering to get a worker's deposit money borrowed in installments.

C At that time, the facts to E are not sufficient to serve as a staff member of DF, but requested to prepare and request documents related to D, which are recorded as a staff member of DF, and E made false documents related to D such as certificates of employment by reporting D to the National Health Insurance Corporation as a staff member of DF.

Around that time, the Defendant received a proposal from G to make a false lease contract for a house and accepted the proposal from G to make a lessor's role, and the Defendant, D, C, and G prepared a false lease contract for a house with the term "the deposit amount of KRW 90 million, the lessor, and the lessee D" at the I Licensed Real Estate Agent Office located in Songpa-gu Seoul Metropolitan Government H.

After that, D received documents related to the above service and the house lease contract, etc. from D on October 2010, 2010, and applied for a loan of 60 million won to the employee in charge of loan for the house lease at the Haak-dong branch of the victim bank in Songpa-gu Seoul, Songpa-gu, Seoul, for the loan of 60 million won to the employee in charge of the house lease.