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(영문) 대구지방법원안동지원 2020.10.21 2020고단165
대부업등의등록및금융이용자보호에관한법률위반
Text

[Defendant A, B, C, D, G, and H] Defendants shall be punished by imprisonment for not more than eight months.

, however, for two years from the date this judgment becomes final and conclusive.

Reasons

Punishment of the crime

Any person who intends to engage in credit business or loan brokerage business of 200 high group or 165 shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Special Self-Governing City Mayor, Do Governor, or Special Self-Governing Province Governor having jurisdiction over the relevant place of business, and where an unregistered credit service provider provides a loan, any person shall register with the Mayor/Do Governor having jurisdiction over the relevant place of business in order to engage in credit business, and where an unregistered credit service provider provides a loan, the amount of loan shall not exceed the statutory interest rate (25% per annum from July 15, 2014 to February 7, 2018 and 24% per annum from February 8, 2018) prescribed by the Interest Limitation Act.

1. Defendant A and Defendant B are those who take charge of raising funds as an operator of the lending company, and Defendant B is those who take charge of publicity and collection as an employee of the lending company.

From August 10, 2017 to January 10, 2017, the Defendants conspired with the competent authorities to lend KRW 3.9 million to L from the J building K of Ansan-dong, a sum of KRW 65,000,000 per day for 65,000,000 per day, and to deduct KRW 3.0,000 per annum as a fee (interest rate: 436.7% per annum) and to receive the interest, as shown in attached Table 1 of the List of Crimes, the Defendants were to lend KRW 27.5 million over 16 times from August 2017 to January 201, and received interest exceeding the statutory interest rate.

2. Defendant C and Defendant D jointly operated the lending company, and Defendant C took charge of preparing and lending the lending contract form to the debtor, making loans, and making loans, and Defendant D took charge of raising the lending fund.

From April 10, 2018, the Defendants conspired with the competent authority for not registering credit business without registering the credit business, and paid to L by “N” entertainment establishments located in Ansan-si, Ma a total of 3,90,000 won for 65 days each day to pay L by 65,000 won, and leased L by 1,50,000 won per annum (interest rate: 368.3% per annum) and received the interest.

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