A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment became final and conclusive.

(e).

A person who intends to engage in credit business or loan brokerage business (2020 highest 165) shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Special Self-Governing City Mayor, Do Governor or Special Self-Governing Province Governor having jurisdiction over the relevant place of business, and where an unregistered credit service provider provides a loan, any person shall register with the Mayor/Do Governor having jurisdiction over the relevant place of business in order to provide a loan, and where an unregistered credit service provider provides a loan, the amount shall not exceed the statutory interest rate (25% per annum from July 15, 2014 to February 7, 2018) prescribed by the Interest Limitation Act (24% per annum from February 8, 2018).

The Defendant, without registering a credit business with the competent authority on November 201, 2017, repaid KRW 5 million to C in front of the residence of the C in Ansan-si and Dong-si, with a loan of KRW 500,000 to KRW 10,000,000,000,000 as a prior interest (interest rate: 405.6% per annum) and received interest under the pretext of the prior interest, and borrowed KRW 32,08,000 in total over 13 times from November 2017 to May 2018, and received interest exceeding the statutory interest rate from two persons as shown in the attached list of crimes.

Summary of Evidence

1. The defendant's legal statement C, D, E, F, G, H, I, and J of the police statement, each written statement K of L, each written statement submission (attached to the statement submitted by the victim), data on arranging account transactions, L's internal investigation report (Submission of the victim's number of days account submission), the number of days account books, copies of internal investigation reports (which refers to the method of calculating interest rates and the interest rate), internal investigation reports (in relation to the calculation method of interest rates and the interest rate), internal investigation reports (Attachment to the account statement of M and NF), account transaction records, etc., investigation reports (O and A account details attached to the account statement), account transaction records, account transaction records, investigation reports (the analysis of account transaction records in the name of theO), loan-related documents, investigation reports (a summary of the victim's statement against the suspect), request for investigation cooperation and replies, and application of the law applicable to each suspect's account entry and exit analysis;

1. Relevant provisions concerning facts constituting an offense;