Defendant shall be punished by a fine of KRW 4,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

The defendant would allow B, who was known to his knowledge, to be a high school teacher and an unmarried mother support.

Afterwards, the passbook B and mobile phone, etc. were used by the lending company in the name of B, and the lending company was used.

1. On July 29, 2016, the Defendant entered the name, resident registration number, etc. of B, and applied for a loan of KRW 2 million, by accessing the victimsan and the website of the lending company (www.Santhy.co.co. kr) at the time of influence of the trade name in the Guro-gu, Incheon Metropolitan City.

After that, the defendant had possession in advance.

B's cell phone calls from a staff member in charge of victim's company due to non-name, B's name, resident registration number, etc., and he/she certified himself/herself as if he/she were B.

However, the defendant did not have been commissioned by B to apply for a loan, and even if he did not receive a loan due to the lack of certain income at the time, he did not have the intention or ability to repay it.

The Defendant, as such, by deceiving a staff member in charge of the victim company in the name of the victim, received KRW 2 million from the victim company to the national bank account in the name of B on the same day.

2. On July 29, 2016, the Defendant: (a) indicated “B” in the form of a loan transaction agreement received from P located in the building in Nam-gu Incheon Metropolitan City C, Nam-gu, Incheon; (b) written the Defendant’s signature on “B” in the debtor column, “B,00,000” in the loan amount column; (c) “ July 29, 2016” in the contract date column; (d) “2,00,000” in the loan date column; and (e) written “27.9%” in the loan interest rate column; and (e) written “B” in the customer name column; and (e) written the signature on B following the name.

Accordingly, for the purpose of exercising, the Defendant forged a copy of a loan transaction agreement in the name of private document B, which is a private document related to rights and obligations.

3. The Defendant may be aware of the fact of the forgery at the same time and at the same place as the above 2 paragraph.