Defendant shall be punished by a fine of KRW 5,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

(a) Any person who intends to operate a credit business shall register with the Mayor/Do Governor;

On March 5, 2012, the Defendant loaned KRW 1,00,000 to E (the 57 years of age) who found a place at the 3rd floor D party of Changwon-si, Changwon-si, Changwon-si, under the condition that 1,30,000 won would be paid nine times every ten days.

The defendant extended 12 persons who want to borrow money in the same way to 10,500,000 won, such as the attached Table 'The List of Offenses', and did not register the lending of money.

(b) The unregistered credit service provider shall not receive interest at an interest rate exceeding 30 per annum (30%).

On February 1, 2012, the Defendant: (a) lent KRW 1 million to F within three months on condition that he/she redeems F within three months from the Changwon-si Masanpo-si C and 3rd D Party D; and (b) received interest at an interest rate equivalent to 59 percent per annum; (c) on February 21, 201, the Defendant loaned KRW 1 million to G at the same place under the same conditions; and (d) received interest in excess of the limited interest rate with an interest rate equivalent to 62 percent per annum.

Summary of Evidence

1. Defendant's legal statement;

1. Details of deposits of suspects;

1. Application of the Acts and subordinate statutes on a copy of passbook loaned;

1. Relevant Article on criminal facts, Article 19 (1) 1, Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users for the Selection of Punishment, and Articles 19 (2) 3, 19 (2) 3, and 11 (1) of each of the Act on the Protection of Finance Users (hereafter referred to as the "Act on the Management of Unregistered Credit Business"), and the selection of fines;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;

1. Article 186 (1) of the Criminal Procedure Act to bear litigation costs;