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(영문) 창원지방법원 마산지원 2013.09.26 2013고정517
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant shall be punished by a fine of KRW 7,000,000.

If the defendant does not pay the above fine, 50,000 won.

Reasons

Punishment of the crime

The Defendant is the credit service provider.

Any person who intends to operate a credit business shall register with the Mayor/Do Governor.

On January 2013, the Defendant, as indicated in the list of crimes, lent KRW 60,00,000 per day to E, who called “D” distributed by the Defendant on the street near the “C” located in Yongsan-si, Changwon-si B, Changwon-si, the Defendant used the lending of money without making a loan of KRW 9,50,000,000 to five victims, as indicated in the list of crimes, and without making registration.

(b) No credit service provider shall receive interest exceeding the interest limit;

As stated in the preceding paragraph, the Defendant loaned from 1 million to 3 million won on condition that he redeems 60 days to 5 persons, such as E, such as E, etc., and received interest equivalent to 225.7% per year and exceeded 30% of the limited interest.

Summary of Evidence

1. Defendant's legal statement;

1. Application of F’s written Acts and subordinate statutes;

1. Relevant legal provisions concerning facts constituting an offense, and Articles 19 (1) 1, 3 (1), 19 (2) 3, and 11 (1) of the Act on the Registration of Credit Business, etc. and Protection of Financial Users (hereafter referred to as "unregistered credit business"), 19 (2) 3, and 11 (1) of the Act on the Protection of Financial Users, and Selection of fines;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;

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