Defendant shall be punished by a fine of KRW 5,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

Any person who intends to engage in credit business shall register his/her business with the Special Metropolitan City Mayor, Metropolitan City Mayor, Special Self-Governing City Mayor, Do Governor, or Special Self-Governing Province Governor (hereinafter referred to as "Mayor/Do Governor") having jurisdiction over the relevant place of business, and may not exceed

Nevertheless, on December 9, 2010, the Defendant loaned 1 million won to the borrower D at the home of the Defendant located in Changwon-si, Changwon-si, Changwon-si, and around December 9, 2010. In addition, the Defendant received interest equivalent to 199.1% per annum on the condition that 13,000 won per day interest is repaid for 100 days during 100 days, as indicated in the attached list of crimes, and loaned 34,000,000 won in total from January 31, 2012 until January 31, 2012, and operated an unregistered credit business, and violated the provision on the restriction of interest rate with interest equivalent to 19.1% per annum.

Summary of Evidence

1. Statement made to D by the police;

1. The formula for calculating the interest rate;

1. Application of Acts and subordinate statutes on details of deposits transactions;

1. Article 19 (1) 1, Article 3 (1), Article 19 (2) 3, and Article 11 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users concerning criminal facts, the selection of fines;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 (1) and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;