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1. The plaintiff's respective claims against the defendants are all dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. The network B (hereinafter “the network”) concluded each insurance contract with the Defendants as listed in the following table, and around that time, the Defendants paid the insurance premium once to the Defendants.
Defendant DB Life Insurance Co., Ltd. (hereinafter “Defendant DB Life Insurance Contract”), Defendant DB Life Insurance Co., Ltd. (hereinafter “Defendant DB Life Insurance Co., Ltd.”) and the content of the respective statutory provisions of the Insurance Contract on Dec. 22, 2009, as follows: (a) on November 25, 2009, the date when the contract for DB Life Accident Insurance was concluded for the NB Life Insurance; (b) on November 25, 2009, the date when the deceased’s heir died; (c) on November 25, 2009, the insurance period of the insurance contract between November 25, 2009 and November 25, 2073; and (d) on December 18, 2053, from January 22, 2016 to December 22, 2074, each of the above statutory provisions on death of the deceased’s heir KRW 1000,000,000 general beneficiary of the deceased’s death.
1) Article 15 of the Terms and Conditions of Non-Distribution Protocol 20910 (damage for which No Insurance Money is to be paid) ① Company shall not guarantee any loss arising from the following causes. The intent of the insured (beneficiary) is not to guarantee any loss: Provided, That if the insured (beneficiary) has impaired himself/herself in a state that he/she is unable to make a free decision due to mental disorder, etc., insurance money shall be paid to him/her; 2) Article 12 of the Terms and Conditions of Non-Distribution Pandburian Social Type Insurance (Insurance Risk for which no Insurance Money is to be paid) ① Company may terminate this contract at the same time as it does not cover insurance money if any of the following events occurs to cause the payment of insurance money:
1. The insured has intentionally impaired himself/herself: Provided, That this shall not apply where it is proved that he/she has impaired himself/herself without any free decision-making due to mental illness, etc.;
3 The KB National Wire Accident Insurance.