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(영문) 서울중앙지방법원 2015.04.21 2014가합559309
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. The Plaintiff is the denial of the deceased B (hereinafter “the deceased”).

The defendant is a company whose business purpose is insurance business.

Article 17 (Types and Grounds for Payment of Insurance Money) of the Agreement on the State of this case shall pay the death insurance money agreed upon to the beneficiary when the insured dies during the period of insurance (life) or becomes disabled in Grade I in the Schedule of Disability Classification.

Article 19 (Insurance Accidents for which No Insurance Money is Paid) (1) A company may terminate this contract at the same time with the failure to pay insurance money or to exempt the payment of insurance premiums when any of the following events occurs:

1. Where the insured has intentionally impaired himself/herself, but this shall not apply where the insured has impaired himself/herself in a state of mental illness, and where he/she commits suicide after two years from the date of commencement of liability (in cases of an inevitable contract, the date of reinstatement) of the contract, or has become a state of disability of Grade I in the disability classification table;

Article 1 (Conclusion and Termination of Special Agreement) (1) of the Terms and Conditions of the Special Agreement of this case, when entering into a main insurance contract, the special agreement of this case is executed in addition to the main insurance contract by the policyholder's choice among his type, spouse type and consent.

Article 10 (Types and Grounds for Payment of Insurance Money) The Company shall pay the insurance money (see attached Table 1, e.g., Table 1) agreed to the beneficiary (hereinafter referred to as "beneficiary") when any of the following causes occurs to the insured due to a disaster (hereinafter referred to as "disaster") set forth in the Disaster Classification Table (See attached Table 2) during the insurance period of this Special Agreement:

1. Article 15 (Application Mutatis Mutandis of the terms and conditions of a main contract and special agreements for group handling) (1) when the insured dies during the insurance period;

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