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Defendants shall be punished by imprisonment for eight months.
However, the sentence against the defendant A for a period of two years from the date this judgment becomes final and conclusive.
Reasons
Punishment of the crime
1. In fact, a commercial bank is entitled to a loan up to 70% of the deposit money for the lease on a deposit basis where ordinary people below KRW 50,000 have received a loan from a commercial bank with the said fund as a source of annual income, and 90% of the loan can be compensated for 90% of the loan from the said corporation even if the loan is impossible to be repaid by the Korea Housing Finance Corporation on the guarantee of the Korea Housing Finance Corporation.
Since the loan hub E is guaranteed by the Korea Housing Finance Corporation, commercial banks are running the loan review and the collection of loans, and commercial banks are recruited to the lessee (one-person who is the owner of real estate who owns a false lease contract), the lessor who is the owner of real estate and the lessee who is the owner of real estate who can conclude a false lease contract, and the lessor is willing to obtain the loan by deceiving the bank by deceiving the documents as if the lessee actually entered into the lease contract and the lessee works for the company.
2. Defendant A, as seen above, submitted a false charter agreement and a certificate of employment to the bank, and received a charter loan, and conspired to have them divided into the above E, etc.
The defendant was issued a false lease contract as if the defendant leased F-owned Busan Nam-gu G with KRW 90 million from the above E, and the defendant was issued a false certificate of employment as if he had worked in H from December 2, 2013 to May 2014. On May 2014, the defendant applied for a loan of 63 million won to the employee in charge of loan of the deposit of the deposit of the deposit of the house at the location of the victim bank in Busan-gu Busan-dong, Busan-dong, for the loan of the deposit of the house of KRW 63 million to the employee in charge of the loan of the house of KRW 63 million at the location of the victim bank in Busan-dong, Busan-dong. Despite the fact that he did not have worked in H, the above F-owned real estate was not leased, and despite the fact that he did not have worked in H, he