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(영문) 서울중앙지방법원 2017.09.19 2016가단5284508
보험금
Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. On April 21, 2015, C entered into the instant insurance contract with the Defendant for “1501 U.S.P. carnets Policy” with the following content (hereinafter “instant insurance contract”).

Insured: A beneficiary of death benefit C: The legal heir: the insurance period from April 21, 2015 to April 21, 2064; transportation injury and death - In the event that the insured dies due to a traffic injury during the insurance period: the insurance amount 100,000,000 won: The automobile injury treatment expenses II - the insured amount falls under the injured class (class 1 to 14) under the Enforcement Decree of the Automobile Accident Compensation Guarantee Act due to a traffic accident during the insurance period - the insured amount - the insured amount 8,00,000 won for the automobile injury treatment expenses of KRW 3 - the insured amount under the Enforcement Decree of the Automobile Accident Compensation Guarantee Act for a traffic accident during the insurance period - the insured amount 10,000 won: the insurance amount : the insurance amount 10,000 won for the insured amount :

B. However, the insurance contract of this case contains "the special terms and conditions of injury burden while driving a two-wheeled motor vehicle." According to the above special terms and conditions, the insurance contract of this case consists of two-wheeled motor vehicle ownership, use (limited to the case of periodically driving a two-wheeled motor vehicle due to occupation, duties or club activities, etc., and excludes one-time use) and management only

(hereinafter referred to as the “instant special terms and conditions”) C.

C Around 11:10 on July 14, 2015, driving a two-wheeled vehicle, and driving a two-wheeled vehicle on the E-gymp course located in Dong-gu, Chungcheongnam-gu, Dong-gu, Chungcheongnam-do, in excess of five numbers from the 5th Radmpam to the 5th luxon, and died on July 22, 2015.

(hereinafter the above two-wheeled Automobile is “the instant two-wheeled Vehicle” and the above accident is “the instant accident”.

The plaintiff shall provide the defendant with the insurance money for traffic injury and death under the insurance contract of this case.

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