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(영문) 서울중앙지방법원 2016.04.21 2015가단5023508
보험금
Text

1. The plaintiff's claim is dismissed.

2. Litigation costs shall be borne by the plaintiff.

Reasons

1. The following facts may be found either in dispute between the parties or in full view of each entry in Gap evidence 1 to 16 and evidence 19 to 22 (including paper numbers) and the entire purport of the pleadings:

On July 23, 2009, the Plaintiff’s mother B concluded a family love insurance contract (0904) with the following contents (hereinafter “instant insurance contract”).

-insured - Insured: The insured - From July 23, 2009 to July 23, 2095 - Guarantee Matters: General injury and injury inflicted on the insured during the insurance period - General injury and injury inflicted on the insured due to a sudden and incidental accident during the insurance period - Medical care expenses of KRW 10,000,000 (except for the Afafafafafafafafafafafafafafafafafafafafafafafa) - the purchase amount of the insurance amount of KRW 200,000,00 - the purchase amount of the insurance amount of KRW 10,000,000,000 for injury and injury surgery expenses of KRW 10,000,000 for injury and injury medical care expenses of KRW 100,000,00 for injury and injury medical expenses of KRW 500,000,00 for the insurance amount

B. However, the insurance contract of this case is added to the "Special Terms and Conditions for Injury Liability during Driving of Two-wheeled Automobiles". According to the above Special Terms and Conditions, insurance money shall not be paid in the event that the insured causes for the payment of insurance money under the insurance contract of this case directly due to the sudden and remote injury that occurred while driving a Two-wheeled Automobiles (including boarding of the two-wheeled Automobiles). However, the above Special Terms and Conditions apply only to the case where the insured owns, uses (limited to the case of periodically driving a Two-wheeled Automobiles due to occupation, duties or activities of the club, etc.) and manages the two-wheeled Automobiles.

(hereinafter referred to as “the instant special terms and conditions”) C.

On August 26, 2013, the Plaintiff is driving a non-registered two-wheeled motor vehicle without registration, carrying C around 05:50.

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