1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

3.Paragraph 2 of the text of the judgment of the court of first instance.

1. Basic facts

A. On February 28, 2009, the Defendant concluded an insurance contract between the Plaintiff and the Defendant as the insured on the attached list (hereinafter “instant insurance contract”).

B. On March 23, 2009, the Defendant had been hospitalized for 620 days from March 23, 2009, and the Defendant had been paid KRW 31,940,000 as insurance money under the insurance contract of this case from March 23, 2009 to April 11, 2009, on the ground of brain-proof, etc., for 20 days from March 23, 2009 to April 11, 2009. From that time, the Defendant was hospitalized for 32 days from that time as indicated in Table 1, and was paid by the Plaintiff totaling KRW 31,940,000 as insurance money under the insurance contract of this case.

Serial 16 209-03-23 2009-04-11 20, 600 200 2009-07-14 200 200 2009-07-14 200, 200 209-14 200 6. 200 6200 620 620 620 620 620 620 620 620 9-14 20 620 620 620 9 620 620 6 9 620 620 6 9 620 6 20 6 9 620 6 6 9 20 6 20 6 9 17 17 209-4 10 209-4 20 30 6 10

450,000,007-15 2010-07-28 14 E-14 E- 2010,000 420,00 450,00 7 2010-07-15 2010-28 14 E- 2010,4608 200-08 208-308 2010-30,008 2010-16, 2050-16, 205-105, 205-10-14, 205, 2010-5, 2008 2010-205, 2010-30, 2005, 2010-30-30, 201, 205-10-6, 2010-5, 2017